Protect what matters: one mistake can lead to financial ruin
Private Liability Insurance
In Germany, you’re personally liable for damages you cause and even small accidents can get expensive. Private liability insurance protects you from financial risks.
Whether you’re a student, freelancer, or an expat working in Germany, liability insurance is a small investment for significant protection.
Key loss
Expensive to replace in Germany, especially in rented apartments.
Rental property damages
Covers accidental damages to your landlord’s property.
Third-party damages
Protection against accidental injury or damage to others’ property.
Coverage that keeps you safe
Whether you break a friend’s laptop, lose your rental apartment key, or damage furniture in a furnished flat, your liability insurance covers personal, property, and financial damages.
Even rented things are covered, including your home
Damages to rented property, including furnished apartments and borrowed items, are insured, so you’re protected in everyday life.
Peace of mind for the whole family
Spouses, children, and even pets can be included, giving you complete protection for life in Germany.
A must-have for expats, simple, affordable, essential
With premiums starting from just a few euros per month, private liability insurance is one of the most important coverages for expats in Germany.
Stay protected, we guide you to the right plan
We help you choose a policy that fits your life, so you can enjoy your new surroundings without being worried.