Tailored for your journey
Health is personal and we are offering the best coverage for you. Whether you’re moving to Germany or starting a new chapter abroad, we help you find the private health insurance that fits your needs, your family, and your plans. With access to top international providers, we ensure you’re protected. Wherever life takes you.
Whether private or statutory, our calculator quickly identifies the coverage tailored to your profile—transparent, personalized, and free.
Every year, thousands switch health plans without clarity. Our intelligent calculator analyzes your age, income, and employment status to deliver a custom side-by-side comparison of private and public options. Make an informed decision in under two minutes.
Lightning-Fast Results
Get a comparison and a quote in under 120 seconds—no lengthy questionnaires.
Complete Transparency
All premiums, benefits, and exclusions displayed up front. Zero surprises.
Data-Driven Advice
Our engine factors in your exact criteria—age, income tier, citizenship status—to surface the optimal plan.
Expert Support
Connect with a dedicated advisor by chat or phone for any follow-up questions.
Or Book a 15-Minute Consultation with one of our experts to clarify any questions and secure your ideal coverage.
Want individualized advice tailored to your needs? Our experts are here to help.
Book a ConsultationHow does this calculator work?
In four guided steps, we collect your profile details—age, income, status, family members—and leverage our AI engine to compare private tariffs with statutory coverage, instantly displaying the best fit.
When is private health insurance worth it?
For employees earning over € 73,800 yearly or any self-employed individual seeking greater service levels, higher inpatient comfort, and enhanced dental or vision coverage, private insurance can provide substantial value.
Can I include my spouse and children?
Absolutely. Step 2 lets you add spouse and multiple children, automatically calculating each premium so you see the total family contribution.
What extras should I watch for?
Key differentiators include sick-pay allowance (daily benefit), room category (single vs. multi-bed), dental & vision caps, wellness subsidies (spa, psychotherapy), and bonus schemes. Our comparison table highlights exactly where each plan excels.
Short-term stay or plan for the long term? We help you find the right coverage: flexible for a few years or full protection for the long run.
Your partner and children can be covered too, with individual plans that protect what’s most important.
Our experts guide you to the best solution, so you can enjoy your new chapter with peace of mind.
Private plans can be adjusted, if your income, family situation, or country of residence changes. We make sure that your coverage will be adjusted as well.
Private health insurance offers clear cost structures. Premiums depend on age, health status, and chosen benefits, no hidden fees.
Once privately insured, switching back is limited. We explain your options upfront, so you make a decision that fits your long-term plans.
