Because your belongings matter
Household Insurance
Household insurance covers your personal valuables: furniture, electronics, clothes, valuables. Against fire, water damage, storms, burglary, and vandalism.
We guide you to the right plan, so your home feels safe, wherever you are.
Electronics and furniture
Protect your valuable possessions.
Bicycles
Coverage even outside your home, perfect for Germany’s bike-friendly cities.
Key loss
Avoid high locksmith fees with key coverage included.
Rented or owned, your household is covered
Whether you rent a furnished flat or own your home, the policy protects your belongings, even items in basements, storage rooms, or garages.
Common risks – often underestimated
Water pipe leaks, apartment fires, or theft happen every day, household insurance covers the financial loss and keeps you secure.
Natural hazards: Increasingly important
Add-ons like Elementarschäden protect against floods, heavy rain, hail, and earthquakes, more relevant than ever with climate change.
Glass breakage inside and outside your home
Coverage includes windows, doors, and even glass furniture, because accidents happen quickly.
Protect your valuables: Jewelry, art, and more
High-value items like jewelry or art are insured, within set limits or with special agreements for maximum protection.
Bicycle theft: Insured at home and on the road
Optional coverage protects your bike, even if it’s stolen from the street – ideal for city life.
Flexible worldwide coverage, perfect for expats
Some plans protect your belongings temporarily, even while traveling or during international relocation.
